Saturday, June 16, 2007


Moving Out of My Apartment Early

From Yahoo User

I am moving out of my apartment early and they are reporting me to a collection agency does this mean that I wont be able to buy a new car or get a credit card or will it just look bad when I try and rent another place.

AFS Answer

First, you need to talk to your leasing manager and let them know why you decide to break your lease. There is a new lodging law that permits the landlord to charge only for time the apartment remains vacant after you move out.

Collection accounts have the same impact on your credit score regardless of their nature. They can prevent you from getting the best interest rate on big-ticket items like a home loan or a car note or getting approved for an unsecured credit. As far as renting another apartment, you will experience the least amount trouble in that area because potential landlords look for eviction mark on your credit report.
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